a img {border: none; cursor: hand;}
div, form, h1, h2, h3 {margin:0px; padding:0px;}
p {TOP: 10px; margin:5px; padding:0px;}
body, td {font-family: Verdana, Helvetica, sans-serif; font-size: 11px; line-height: 14px; font-style: normal; font-weight: normal; font-variant: normal; color: #4A4A4A; text-decoration: none;}

.phone {font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 18px; line-height: 20px; color: #0075AC; text-decoration: none; padding-top:10px; font-weight:bold;}
.h {font-family: Verdana, Helvetica, sans-serif; font-size: 16px; line-height: 18px; color: #0075AC; text-decoration: none;}

a {font-size: 11px; line-height: 14px; color: #006699; text-decoration: underline;}
a:hover {font-size: 11px; line-height: 14px; color: #006699; text-decoration: underline;}
a.menu {font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 16px; line-height: 18px; color: #FFFFFF; text-decoration: none; font-weight:bold;}
a.menu:hover {font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 16px; line-height: 18px; color: #FFFFFF; text-decoration: underline; font-weight:bold;}
a.head {font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 15px; line-height: 18px; color: #0075AC; text-decoration: underline; font-weight:bold;}
a.head:hover {font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 15px; line-height: 18px; color: #B50D04; text-decoration: underline; font-weight:bold;}
div.f a {font-family: Verdana, Helvetica, sans-serif; font-size: 10px; line-height: 10px; color: #454545; text-decoration: none;}

div.f a:hover {font-family: Verdana, Helvetica, sans-serif; font-size: 10px; line-height: 10px; color: #454545; text-decoration: none;}
.f {font-family: Verdana, Helvetica, sans-serif; font-size: 10px; line-height: 10px; color: #454545; text-decoration: none;}